First of all, it is not how much you make that is important, it is how much you save. The easiest way to save is not to spend. Yes it sounds easy, but for most people it isn't. First of all, only buy what you need, not what you want. The want can go on for ever, and put you in debt very fast. If you can, you should always pay cash for the things you need/ Now, if where you work offers a 401K plan, jump on it, and if they match the amount, that is even better.
CARS One of your biggest expense will be your auto. There are several things to keep in mind when looking for a car. You do not need a new one. Did you hear that , you do not need a new one. Do not look at one that has over 100,000 miles on it either. Yes it may run great, but now other things will start to wear out. NEW CARS There is nothing wrong with buying a new car or two. What is wrong is going in debt and making payments to get it. If you can pay cash to buy a new car and have plenty of money left over and not be in a bind, then go for it. One problem in buying a new car is the fact that it depreciates as soon as you drive it off the lot.. Another may be all your friends will want to go for a ride. Some who are not your friends will want to go for a ride. MORE LATER ON CARS
THE SECRET FORMULA Some of the richest people in the world use this secret formula to get money from cars, houses, and the stock market. Now this is the big secret (BUY DEPRESSED IMPROVE IT SELL or USE) Sounds so easy. just buy low, then sell high. You just have to be lucky, right? WRONG Luck has nothing to do with it. If you really know what your doing, then maybe you will be lucky. Before you can do any of this, it takes lots of carefull planing, study, homework, watching,and experience. MORE LATER How to buy this kind of Car and House and Stocks Now, to buy CARS this way, it helps if you are a car person. First you must buy the car in a depressed state. The easiest way to do that is to buy it wrecked. Yes you heard right, wrecked. Now it also depends on the make, model, year, and miles. Now when we say wrecked, we don't mean a train ran over it. You look for one with cosmetic damage, not frame damage. Now this is what you are trying to do. If the car your looking for is worth 10 grand in good shape, and you can buy it damaged for 3 grand, put 2 grand in it to fix it, and now it looks good and runs good, and you can now sell it for 10 grand, then you have done very well. However, if you do all this, and it is still only worth 3 0r 4 grand, then you bought the wrong car for the wrong price, MORE LATER
OF ALL OUR HUMAN RESOURCES, THE MOST PRECIOUS IS THE DESIRE TO IMPROVE.